Financial Report | Subhakamana

Financial Report

PEARL RATIO

Pearl Ratio Report

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TRIAL BALANCE

TRIAL BALANCE

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BALANCE SHEET

BALANCE SHEET

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AGM REPORT

AGM REPORT

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Saving Interest Rates

Product	Int(p.a)
REGULAR SAVING	5%
OPTIONAL SAVING	3%
GRIHINI SAVING	4.75%
DAILY SAVING	3%
BAL BACHAT	6%
SANCHIT SAVING	5%
AWAS NIRMAN SAVING	4.50%
CHAD PARBA SAVING	4.50%
JESTHA NAGARIK SAVING	5%
SWASTHYA SAVING	4.50%
SADHAN KHARID SAVING	4.50%
EDUCATION SAVING	4.50%
YOUTH SAVING	4.50%
BHRAMAN SAVING	4.50%
APANGA UTHTHAN SAVING	4.50%
KAROBAR SAVING	7.50%
SHARE BACHAT	6%
Emergency Saving	6%
Laghu Abadhik Bachat	7%

Loan Interest Rates

Product	Int(p.a)
AGRICULTURE LOAN	9.75%
BUSINESS LOAN	10.50%
GHAR JAGGA KHARID LOAN	13%
HIRE PURCHASE LOAN	11.50%
HOME LOAN	10.50%
DAINIK SAVING LOAN	12%
EDUCATION LOAN	10%
EASY LOAN	9%
LAGHUBITTA LOAN	10.25%
PROFESSIONAL LOAN	10.50%
SMALL BUSINESS LOAN	10%
Byabasaya Prabrardhan Loan	8.75%
Udahami Loan	13%
Ghaderi Kharid Loan	13%

Bhadra 082 Reports

Total Members	11124
Male Members	4736
Female Members	5190
Child Number	1198
Sharing Shares	11676550.00
Loan Amount	1088648875.66
Savings	1414508027.65
Total Income	16824750.29
Total Expenses	16601072.19
Balance Sheet	1830748196.75
Reserved Fund	173537225.09

Fixed Deposit Interest Rates

Product	Quarterly Interest(p.a)	Upon Maturity Interest(p.a)
6 months	0.00%	4%
1 year	4.50%	5%
2 years	4.75%	5.50%
3 years	5%	6%

Bhadra 082 Reports

Total Members	11124
Male Members	4736
Female Members	5190
Child Number	1198
Sharing Shares	11676550.00
Loan Amount	1088648875.66
Savings	1414508027.65
Total Income	16824750.29
Total Expenses	16601072.19
Balance Sheet	1830748196.75
Reserved Fund	173537225.09

Shrawan 082 Reports

Total Members	11079
Male Members	4725
Female Members	5169
Child Number	1185
Sharing Shares	116478000
Loan Amount	1067595527.37
Savings	1426892565.10
Total Income	6638104.45
Total Expenses	8236053.17
Balance Sheet	1836084139.04
Reserved Fund	174043731.21

Ashar 082 Reports

Total Members	11047
Male Members	4714
Female Members	5153
Child Number	1180
Sharing Shares	116120500
Loan Amount	1058955914.54
Savings	1409822125.09
Total Income	153857235.08
Total Expenses	123414096.78
Balance Sheet	1814666760.06
Reserved Fund	167188170.06

Jestha 2082 Reports

Total Members	10920
Male Members	4688
Female Members	5095
Child Number	1137
Sharing Shares	115676300.00
Loan Amount	1065696576.05
Savings	1384489698.40
Total Income	127417736.30
Total Expenses	110575136.54
Balance Sheet	1792580726.21
Reserved Fund	160867341.46

Chaitra 2081 Reports

Total Members	10820
Male Members	4646
Female Members	5066
Child Number	1108
Sharing Shares	114985600
Loan Amount	1065542786.07
Savings	1403567760.04
Total Income	102174569.03
Total Expenses	91753586.23
Balance Sheet	1797528621.97
Reserved Fund	158541813.23

Falgun 2081 Reports

Total Members	10790
Male Members	5040
Female Members	4646
Child Number	1107
Sharing Shares	114869100
Loan Amount	1038265419.15
Savings	1381494248.40
Total Income	87268902.76
Total Expenses	82315073.21
Balance Sheet	1777535511.06
Reserved Fund	158541813.23

Magh 2081 Reports

Total Members	10743
Male Members	4619
Female Members	5030
Child Number	1098
Sharing Shares	115048200.00
Loan Amount	1032810343.54
Savings	1377505309.16
Total Income	78192877.15
Total Expenses	73851273.76
Balance Sheet	1767161859.60
Reserved Fund	158541813.23

Bhadra 2081 Reports

Total Members	10427
Male Members	4516
Female Members	4878
Child Number	1033
Sharing Shares	109088200
Loan Amount	996251258.44
Savings	1188710965.07
Total Income	18347492.35
Total Expenses	19324897.63
Balance Sheet	1618144607.94
Reserved Fund	158541813.23

Shrawan 2081 Reports

Total Members	10378
Male Members	4504
Female Members	4856
Child Number	1018
Sharing Shares	108715900
Loan Amount	972115222.48
Savings	1168589094.69
Total Income	8487546.16
Total Expenses	9711286.91
Balance Sheet	1589455199.89
Reserved Fund	158717606.10

Ashar 2081 Reports

Total Members	10329
Male Members	4486
Female Members	4837
Child Number	1006
Sharing Shares	108600000
Loan Amount	975815633.62
Savings	1131912446.13
Total Income	164860613.60
Total Expenses	121961798.43
Balance Sheet	1547054524.46
Reserved Fund	158717606.10

Jestha 2081 Reports

Total Members	10270
Male Members	4470
Female Members	4810
Child Number	990
Sharing Shares	108545500
Loan Amount	983699003.83
Savings	1110936315.69
Total Income	137349577.82
Total Expenses	107239713.87
Balance Sheet	1529862437.66
Reserved Fund	148895054.73

Baishak 2081 Reports

Total Members	10210
Male Members	4452
Female Members	4782
Child Number	976
Sharing Shares	107874100
Loan Amount	1004518314.59
Savings	1052733335.50
Total Income	123780778.24
Total Expenses	97057257.29
Balance Sheet	1435648469.67
Reserved Fund	148895054.73

2080 Chaitra Reports

Total Members	10144
Male Members	4425
Female Members	4757
Child Number	962
Sharing Shares	107487400
Loan Amount	997648690.72
Savings	1044505769.61
Total Income	107878111.53
Total Expenses	87525864.68
Balance Sheet	1417714559.43
Reserved Fund	148945054.73

Falgun 2080 Reports

Total Members	10111
Male Members	4405
Female Members	4750
Child Number	956
Sharing Shares	107448400
Loan Amount	1008307170.46
Savings	1018225170.28
Total Income	94601571.53
Total Expenses	77796705.07
Balance Sheet	1388461741.14
Reserved Fund	149042674.65

Magh 2080 Reports

Total Members	10062
Male Members	4379
Female Members	4733
Child Number	950
Sharing Shares	107214300
Loan Amount	982080224.42
Savings	1007376934.46
Total Income	82308276.62
Total Expenses	68783928.81
Balance Sheet	1368725475.25
Reserved Fund	149042674.65

Poush 2080 Reports

Total Members	9978
Male Members	4335
Female Members	4711
Child Number	932
Sharing Shares	106987500
Loan Amount	969891659.27
Savings	1002252796.74
Total Income	71251848.93
Total Expenses	59735673.89
Balance Sheet	1358336746.39
Reserved Fund	149042674.65

Mansir 2080 Reports

Total Members	9833
Male Members	4285
Female Members	4641
Child Number	907
Sharing Shares	107166600
Loan Amount	941978096.68
Savings	995568295.46
Total Income	56711034.77
Total Expenses	50726448.85
Balance Sheet	1350268033.03
Reserved Fund	149042674.65

Kartik 2080 Reports

Total Members	9700
Male Members	4235
Female Members	4585
Child Number	880
Sharing Shares	107236200
Loan Amount	940350220.06
Savings	979433306.86
Total Income	40531504.22
Total Expenses	42062623.34
Balance Sheet	1327285160.16
Reserved Fund	149042674.65

Aswin 2080 Reports

Total Members	9586
Male Members	4198
Female Members	4537
Child Number	851
Sharing Shares	107379000
Loan Amount	919511453.41
Savings	956228882.23
Total Income	31486056.38
Total Expenses	27379577.81
Balance Sheet	1316353809.56
Reserved Fund	162294484.45

Bhadra 2080 Reports

Total Members	9501
Male Members	4165
Female Members	4517
Child Number	819
Sharing Shares	107667600
Loan Amount	916679506.28
Savings	948824497.48
Total Income	16888675.67
Total Expenses	18095826.01
Balance Sheet	1309116072.26
Reserved Fund	162564301.77

Shrawan 2080 Reports

Total Members	9445
Male Members	4147
Female Members	4488
Child Number	810
Sharing Shares	107522700
Loan Amount	936035462.44
Savings	938615462.42
Total Income	7902634.08
Total Expenses	9123123.81
Balance Sheet	1293749378.66
Reserved Fund	162564301.77

Ashar 2080 Reports

Total Members	9406
Male Members	4123
Female Members	4478
Child Number	805
Sharing Shares	107039400
Loan Amount	950409255.26
Savings	926489091.81
Total Income	146158400.65
Total Expenses	118472298.88
Balance Sheet	1277287799.92
Reserved Fund	136262505.09

Jestha 2080 Reports

Total Members	9325
Male Members	4086
Female Members	4454
Child Number	785
Sharing Shares	106952500
Loan Amount	947248458.94
Savings	910894216.31
Total Income	119832563.75
Total Expenses	105983459.35
Balance Sheet	1262693919.43
Reserved Fund	136262505.09

Baishak 2080 Reports

Total Members	9285
Male Members	4069
Female Members	4437
Child Number	779
Sharing Shares	106898400
Loan Amount	934524453.24
Savings	907661270.21
Total Income	109341095.20
Total Expenses	96652624.00
Balance Sheet	1251868352.01
Reserved Fund	136262505.09

Chaitra 2079 Reports

Total Members	9255
Male Members	4129
Female Members	4364
Child Number	762
Sharing Shares	106847500
Loan Amount	943332333.29
Savings	897436788.16
Total Income	99317933.68
Total Expenses	87272519.75
Balance Sheet	1237293057.03
Reserved Fund	136262505.09

Falgun 2079 Reports

Total Members	9203
Male Members	4048
Female Members	4409
Child Number	746
Sharing Shares	106728200
Loan Amount	958420121.45
Savings	906018489.61
Total Income	86171442.18
Total Expenses	77717335.47
Balance Sheet	1325065653.06
Reserved Fund	136413693.90

Magh 2079 Reports

Total Members	9138
Male Members	4022
Female Members	4383
Child Number	733
Sharing Shares	106563500
Loan Amount	962497672.95
Savings	930552236.77
Total Income	75166161.45
Total Expenses	67976582.01
Balance Sheet	1266870568.90
Reserved Fund	136413693.90

Poush 2079 Reports

Total Members	9065
Male Members	3999
Female Members	4350
Child Number	716
Sharing Shares	106452900.00
Loan Amount	981687131.32
Savings	923382165.01
Total Income	64739829.73
Total Expenses	59531528.92
Balance Sheet	1254062404.05
Reserved Fund	136413693.90

Bhadra 2079 Reports

Total Members	8857
Male Members	3896
Female Members	4268
Child Number	684
Sharing Shares	105399400.00
Loan Amount	974476228.17
Savings	936007162.25
Total Income	19755386.30
Total Expenses	17411226.62
Balance Sheet	1271602926.63
Reserved Fund	142177814.43

2079 Shrawan Reports

Total Members	8828
Male Members	3891
Female Members	4250
Child Number	678
Sharing Shares	105150300.00
Loan Amount	978368496.86
Savings	925627618.96
Total Income	9086000.74
Total Expenses	8580063.50
Balance Sheet	1269797176.75
Reserved Fund	158386120.10

2078 Reports

Total Members	8296
Male Members	3636
Female Members	4009
Child Number	651
Sharing Shares	96572800
Loan Amount	668698461.76
Savings	962191801.87
Total Income	142281505.39
Total Expenses	101297015.51
Balance Sheet	1259913637.98
Reserved Fund	105982352.29

2077 Reports

Total Members	8100
Male Members	3568
Female Members	3886
Child Number	646
Sharing Shares	93808500
Loan Amount	715438226.51
Savings	854095182.13
Total Income	131197287.98
Total Expenses	105835314.04
Balance Sheet	1141665746.47
Reserved Fund	129008840.04

2076 Reports

Total Members	7695
Male Members	3411
Female Members	3682
Child Number	602
Sharing Shares	82565200
Loan Amount	690242556.55
Savings	778270674.39
Total Income	115548568.86
Total Expenses	80486620.72
Balance Sheet	1050874433.17

2075 Reports

Total Members	0
Male Members	0
Female Members	0
Child Number	0
Sharing Shares	0
Loan Amount	0
Savings	0
Total Income	0
Total Expenses	0
Balance Sheet	0

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