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Pearl Ratio Report

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TRIAL BALANCE

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BALANCE SHEET

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AGM REPORT

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Saving Interest Rates

Product Int(p.a)
REGULAR SAVING 4.5%
OPTIONAL SAVING 2.00%
GRIHINI SAVING 3.75%
DAILY SAVING 2.00%
BAL BACHAT 4.50%
SANCHIT SAVING 3.50%
AWAS NIRMAN SAVING 3.50%
CHAD PARBA SAVING 3.50%
JESTHA NAGARIK SAVING 4.00%
SWASTHYA SAVING 3.50%
SADHAN KHARID SAVING 3.50%
EDUCATION SAVING 3.50%
YOUTH SAVING 3.75%
BHRAMAN SAVING 3.50%
APANGA UTHTHAN SAVING 3.50%
KAROBAR SAVING 6.50%
SHARE BACHAT 4%
Emergency Saving 4.75%
Laghu Abadhik Bachat 5%
Samuha Bachat 3.50%

Loan Interest Rates

Product Int(p.a)
AGRICULTURE LOAN 9.00%
BUSINESS LOAN 9.50%
GHAR JAGGA KHARID LOAN 11.75%
HIRE PURCHASE LOAN 10.50%
HOME LOAN 9.50%
DAINIK SAVING LOAN 10%
EDUCATION LOAN 9.00%
EASY LOAN 8.00%
LAGHUBITTA LOAN 9.25%
PROFESSIONAL LOAN 9.50%
SMALL BUSINESS LOAN 9%
Byabasaya Prabrardhan Loan 7.75%
Udahami Loan 11.75%
Ghaderi Kharid Loan 11.75%

Falgun 082 Reports

Total Members 11372
Male Members 4829
Female Members 5295
Child Number 1248
Sharing Shares 118494100.00
Loan Amount 1140044825.28
Savings 1471782149.99
Total Income 79306849.53
Total Expenses 65299164.97
Balance Sheet 1886956440.06
Reserved Fund 173910693.46

Fixed Deposit Interest Rates

Product Quarterly Interest(p.a) Upon Maturity Interest(p.a)
6 months 0.00% 3.00%
1 year 3.50% 4.00%
2 years 3.75% 4.50%
3 years 4% 5.00%

Falgun 082 Reports

Total Members 11372
Male Members 4829
Female Members 5295
Child Number 1248
Sharing Shares 118494100.00
Loan Amount 1140044825.28
Savings 1471782149.99
Total Income 79306849.53
Total Expenses 65299164.97
Balance Sheet 1886956440.06
Reserved Fund 173910693.46

Magh 082 Reports

Total Members 11360
Male Members 4820
Female Members 5293
Child Number 1247
Sharing Shares 118294300.00
Loan Amount 1120702884.83
Savings 1467948093.87
Total Income 70043527.11
Total Expenses 58771847.59
Balance Sheet 1875487875.55
Reserved Fund 173910693.46

Poush 2082 Reports

Total Members 10090
Male Members 4809
Female Members 5281
Child Number 1238
Sharing Shares 118089900.00
Loan Amount 1107555181.95
Savings 1465130583.72
Total Income 62757632.29
Total Expenses 51960179.32
Balance Sheet 1867956150.67
Reserved Fund 173910693.46

Mangsir 2082 Reports

Total Members 10062
Male Members 4794
Female Members 5268
Child Number 1240
Sharing Shares 117849000.00
Loan Amount 1091751372.30
Savings 1450962224.32
Total Income 46940341.69
Total Expenses 44965072.77
Balance Sheet 1854011528.53
Reserved Fund 173910693.43

Kartik 082 Reports

Total Members 9997
Male Members 4761
Female Members 5236
Child Number 1224
Sharing Shares 117654300.00
Loan Amount 1083555686.07
Savings 1448609062.47
Total Income 36342854.78
Total Expenses 37771761.19
Balance Sheet 1844839065.83
Reserved Fund 173537225.09

Ashoj 2082 Reports

Total Members 11183
Male Members 4752
Female Members 5220
Child Number 1211
Sharing Shares 117323100.00
Loan Amount 1098579540.14
Savings 1441927787.26
Total Income 26691109.13
Total Expenses 30387150.97
Balance Sheet 1836030492.48
Reserved Fund 173537225.09

Bhadra 082 Reports

Total Members 11124
Male Members 4736
Female Members 5190
Child Number 1198
Sharing Shares 11676550.00
Loan Amount 1088648875.66
Savings 1414508027.65
Total Income 16824750.29
Total Expenses 16601072.19
Balance Sheet 1830748196.75
Reserved Fund 173537225.09

Shrawan 082 Reports

Total Members 11079
Male Members 4725
Female Members 5169
Child Number 1185
Sharing Shares 116478000
Loan Amount 1067595527.37
Savings 1426892565.10
Total Income 6638104.45
Total Expenses 8236053.17
Balance Sheet 1836084139.04
Reserved Fund 174043731.21

Ashar 082 Reports

Total Members 11047
Male Members 4714
Female Members 5153
Child Number 1180
Sharing Shares 116120500
Loan Amount 1058955914.54
Savings 1409822125.09
Total Income 153857235.08
Total Expenses 123414096.78
Balance Sheet 1814666760.06
Reserved Fund 167188170.06

Jestha 2082 Reports

Total Members 10920
Male Members 4688
Female Members 5095
Child Number 1137
Sharing Shares 115676300.00
Loan Amount 1065696576.05
Savings 1384489698.40
Total Income 127417736.30
Total Expenses 110575136.54
Balance Sheet 1792580726.21
Reserved Fund 160867341.46

Chaitra 2081 Reports

Total Members 10820
Male Members 4646
Female Members 5066
Child Number 1108
Sharing Shares 114985600
Loan Amount 1065542786.07
Savings 1403567760.04
Total Income 102174569.03
Total Expenses 91753586.23
Balance Sheet 1797528621.97
Reserved Fund 158541813.23

Falgun 2081 Reports

Total Members 10790
Male Members 5040
Female Members 4646
Child Number 1107
Sharing Shares 114869100
Loan Amount 1038265419.15
Savings 1381494248.40
Total Income 87268902.76
Total Expenses 82315073.21
Balance Sheet 1777535511.06
Reserved Fund 158541813.23

Magh 2081 Reports

Total Members 10743
Male Members 4619
Female Members 5030
Child Number 1098
Sharing Shares 115048200.00
Loan Amount 1032810343.54
Savings 1377505309.16
Total Income 78192877.15
Total Expenses 73851273.76
Balance Sheet 1767161859.60
Reserved Fund 158541813.23

Bhadra 2081 Reports

Total Members 10427
Male Members 4516
Female Members 4878
Child Number 1033
Sharing Shares 109088200
Loan Amount 996251258.44
Savings 1188710965.07
Total Income 18347492.35
Total Expenses 19324897.63
Balance Sheet 1618144607.94
Reserved Fund 158541813.23

Shrawan 2081 Reports

Total Members 10378
Male Members 4504
Female Members 4856
Child Number 1018
Sharing Shares 108715900
Loan Amount 972115222.48
Savings 1168589094.69
Total Income 8487546.16
Total Expenses 9711286.91
Balance Sheet 1589455199.89
Reserved Fund 158717606.10

Ashar 2081 Reports

Total Members 10329
Male Members 4486
Female Members 4837
Child Number 1006
Sharing Shares 108600000
Loan Amount 975815633.62
Savings 1131912446.13
Total Income 164860613.60
Total Expenses 121961798.43
Balance Sheet 1547054524.46
Reserved Fund 158717606.10

Jestha 2081 Reports

Total Members 10270
Male Members 4470
Female Members 4810
Child Number 990
Sharing Shares 108545500
Loan Amount 983699003.83
Savings 1110936315.69
Total Income 137349577.82
Total Expenses 107239713.87
Balance Sheet 1529862437.66
Reserved Fund 148895054.73

Baishak 2081 Reports

Total Members 10210
Male Members 4452
Female Members 4782
Child Number 976
Sharing Shares 107874100
Loan Amount 1004518314.59
Savings 1052733335.50
Total Income 123780778.24
Total Expenses 97057257.29
Balance Sheet 1435648469.67
Reserved Fund 148895054.73

2080 Chaitra Reports

Total Members 10144
Male Members 4425
Female Members 4757
Child Number 962
Sharing Shares 107487400
Loan Amount 997648690.72
Savings 1044505769.61
Total Income 107878111.53
Total Expenses 87525864.68
Balance Sheet 1417714559.43
Reserved Fund 148945054.73

Falgun 2080 Reports

Total Members 10111
Male Members 4405
Female Members 4750
Child Number 956
Sharing Shares 107448400
Loan Amount 1008307170.46
Savings 1018225170.28
Total Income 94601571.53
Total Expenses 77796705.07
Balance Sheet 1388461741.14
Reserved Fund 149042674.65

Magh 2080 Reports

Total Members 10062
Male Members 4379
Female Members 4733
Child Number 950
Sharing Shares 107214300
Loan Amount 982080224.42
Savings 1007376934.46
Total Income 82308276.62
Total Expenses 68783928.81
Balance Sheet 1368725475.25
Reserved Fund 149042674.65

Poush 2080 Reports

Total Members 9978
Male Members 4335
Female Members 4711
Child Number 932
Sharing Shares 106987500
Loan Amount 969891659.27
Savings 1002252796.74
Total Income 71251848.93
Total Expenses 59735673.89
Balance Sheet 1358336746.39
Reserved Fund 149042674.65

Mansir 2080 Reports

Total Members 9833
Male Members 4285
Female Members 4641
Child Number 907
Sharing Shares 107166600
Loan Amount 941978096.68
Savings 995568295.46
Total Income 56711034.77
Total Expenses 50726448.85
Balance Sheet 1350268033.03
Reserved Fund 149042674.65

Kartik 2080 Reports

Total Members 9700
Male Members 4235
Female Members 4585
Child Number 880
Sharing Shares 107236200
Loan Amount 940350220.06
Savings 979433306.86
Total Income 40531504.22
Total Expenses 42062623.34
Balance Sheet 1327285160.16
Reserved Fund 149042674.65

Aswin 2080 Reports

Total Members 9586
Male Members 4198
Female Members 4537
Child Number 851
Sharing Shares 107379000
Loan Amount 919511453.41
Savings 956228882.23
Total Income 31486056.38
Total Expenses 27379577.81
Balance Sheet 1316353809.56
Reserved Fund 162294484.45

Bhadra 2080 Reports

Total Members 9501
Male Members 4165
Female Members 4517
Child Number 819
Sharing Shares 107667600
Loan Amount 916679506.28
Savings 948824497.48
Total Income 16888675.67
Total Expenses 18095826.01
Balance Sheet 1309116072.26
Reserved Fund 162564301.77

Shrawan 2080 Reports

Total Members 9445
Male Members 4147
Female Members 4488
Child Number 810
Sharing Shares 107522700
Loan Amount 936035462.44
Savings 938615462.42
Total Income 7902634.08
Total Expenses 9123123.81
Balance Sheet 1293749378.66
Reserved Fund 162564301.77

Ashar 2080 Reports

Total Members 9406
Male Members 4123
Female Members 4478
Child Number 805
Sharing Shares 107039400
Loan Amount 950409255.26
Savings 926489091.81
Total Income 146158400.65
Total Expenses 118472298.88
Balance Sheet 1277287799.92
Reserved Fund 136262505.09

Jestha 2080 Reports

Total Members 9325
Male Members 4086
Female Members 4454
Child Number 785
Sharing Shares 106952500
Loan Amount 947248458.94
Savings 910894216.31
Total Income 119832563.75
Total Expenses 105983459.35
Balance Sheet 1262693919.43
Reserved Fund 136262505.09

Baishak 2080 Reports

Total Members 9285
Male Members 4069
Female Members 4437
Child Number 779
Sharing Shares 106898400
Loan Amount 934524453.24
Savings 907661270.21
Total Income 109341095.20
Total Expenses 96652624.00
Balance Sheet 1251868352.01
Reserved Fund 136262505.09

Chaitra 2079 Reports

Total Members 9255
Male Members 4129
Female Members 4364
Child Number 762
Sharing Shares 106847500
Loan Amount 943332333.29
Savings 897436788.16
Total Income 99317933.68
Total Expenses 87272519.75
Balance Sheet 1237293057.03
Reserved Fund 136262505.09

Falgun 2079 Reports

Total Members 9203
Male Members 4048
Female Members 4409
Child Number 746
Sharing Shares 106728200
Loan Amount 958420121.45
Savings 906018489.61
Total Income 86171442.18
Total Expenses 77717335.47
Balance Sheet 1325065653.06
Reserved Fund 136413693.90

Magh 2079 Reports

Total Members 9138
Male Members 4022
Female Members 4383
Child Number 733
Sharing Shares 106563500
Loan Amount 962497672.95
Savings 930552236.77
Total Income 75166161.45
Total Expenses 67976582.01
Balance Sheet 1266870568.90
Reserved Fund 136413693.90

Poush 2079 Reports

Total Members 9065
Male Members 3999
Female Members 4350
Child Number 716
Sharing Shares 106452900.00
Loan Amount 981687131.32
Savings 923382165.01
Total Income 64739829.73
Total Expenses 59531528.92
Balance Sheet 1254062404.05
Reserved Fund 136413693.90

Bhadra 2079 Reports

Total Members 8857
Male Members 3896
Female Members 4268
Child Number 684
Sharing Shares 105399400.00
Loan Amount 974476228.17
Savings 936007162.25
Total Income 19755386.30
Total Expenses 17411226.62
Balance Sheet 1271602926.63
Reserved Fund 142177814.43

2079 Shrawan Reports

Total Members 8828
Male Members 3891
Female Members 4250
Child Number 678
Sharing Shares 105150300.00
Loan Amount 978368496.86
Savings 925627618.96
Total Income 9086000.74
Total Expenses 8580063.50
Balance Sheet 1269797176.75
Reserved Fund 158386120.10

2078 Reports

Total Members 8296
Male Members 3636
Female Members 4009
Child Number 651
Sharing Shares 96572800
Loan Amount 668698461.76
Savings 962191801.87
Total Income 142281505.39
Total Expenses 101297015.51
Balance Sheet 1259913637.98
Reserved Fund 105982352.29

2077 Reports

Total Members 8100
Male Members 3568
Female Members 3886
Child Number 646
Sharing Shares 93808500
Loan Amount 715438226.51
Savings 854095182.13
Total Income 131197287.98
Total Expenses 105835314.04
Balance Sheet 1141665746.47
Reserved Fund 129008840.04

2076 Reports

Total Members 7695
Male Members 3411
Female Members 3682
Child Number 602
Sharing Shares 82565200
Loan Amount 690242556.55
Savings 778270674.39
Total Income 115548568.86
Total Expenses 80486620.72
Balance Sheet 1050874433.17

2075 Reports

Total Members 0
Male Members 0
Female Members 0
Child Number 0
Sharing Shares 0
Loan Amount 0
Savings 0
Total Income 0
Total Expenses 0
Balance Sheet 0
Subhakamana Branch

Head Office, SuryaBinayak-6, Bhaktapur

Nasamana Service Center, Nasamana-4, Bhaktapur

Byasi Service center, Byasi-2 , Bhaktapur

Disclaimer

Subhakamana Saccos does not guarantee the accuracy of the information comprising this website, and users are advised to conduct further verification of any information with the relevant government agencies or with their respective accounting and financial advisors before relying on its accuracy. All the information found on our website is believed to be accurate for all intents and purposes at the time of submission. The information posted on this website is only intended for personal, non-commercial use.

Foreign Exchange

Disclaimer

Subhakamana Saccos does not guarantee the accuracy of the information comprising this website, and users are advised to conduct further verification of any information with the relevant government agencies or with their respective accounting and financial advisors before relying on its accuracy. All the information found on our website is believed to be accurate for all intents and purposes at the time of submission. The information posted on this website is only intended for personal, non-commercial use.